About the Organization We are people serving people. Established
in 1849, Savings Bank of Danbury is a full-service community bank
rooted in history and positioned for the future. We provide a full
array of deposit, savings, and lending services for individuals and
businesses. Through modern banking technology, our customers can
access to their accounts and manage their money anytime, on the go.
We are committed to employing highly-motivated people who value
customer care, professionalism, and team success.
EOE Statement Savings Bank of Danbury is an equal employment
opportunity employer. All qualified applicants will receive
consideration for employment without regard to race, color,
religion, gender, national origin, disability status, protected
veteran status or any other characteristic protected by law.
Position Vice President, Residential Lending
Description SUMMARY :
Under the direction of the EVP/Mortgage Banking supervises the
Loan Servicing, Collections, and Quality Control departments. Act
as a back up to the EVP/ Mortgage Banking in his absence.
Ensure Secondary Market guidelines are adhered to for all loans
we service for investors.
Maintain a high level understanding of SBD Loan Servicing system
(OSI), and implement process and technology improvements to enhance
Manage the foreclosure function and related personnel focused on
minimizing losses to the bank.
Actively work with borrowers in work out situations and perform
loan review on delinquent residential and consumer loans
Manage OREO property and disposition.
Actively work with Attorney's on all properties that have been
referred for legal action.
Oversee Quality Control Program for Residential Lending through
internal and 3rd party reviews.
Is aware of and complies with CRA guidelines and policies and
the bank's non-discrimination policy.
Responsible for the preparation of all weekly, monthly, and
quarterly reports ( including the Impairment report, and Asset
Review and approve all one to four family construction loan
Monitor and evaluate departmental performance against goals.
Responsible for maintaining and updating the Loan Servicing
Performs other duties as assigned.
Position Requirements EDUCATION AND EXPERIENCE
College degree or equivalent work experience
Three to five years business or related experience in
residential lending and underwriting
Individual should possess good understanding of personal and
business financial statements
Hours Per Week None Specified This position is currently
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