Senior Underwriter, Affinity, A&H

Company: Chubb
Location: Whitehouse Station
Posted on: April 1, 2026

Job Description:

Description We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Working together, we are one Chubb. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values. We approach problems with a can-do attitude and are committed to developing deep relationships — all while moving quickly to meet client needs. A&H Affinity Solutions offers a portfolio of AD&D, supplemental health, MedGap, travel and specialty insurance products on blanket, voluntary and embedded basis. We offer Blanket and Voluntary products marketed to a) Employer groups and their Employees; b) Affinity groups such as associations, financial institutions, and other membership-based groups; and c) Direct Marketing through large distribution partnerships to accountholders of financial institutions and other membership-based groups. We are seeking a highly skilled and experienced market facing Underwriter for Accident & Health Affinity who will be primarily supporting our MedGap product. As an Underwriter, you will be responsible for reviewing and analyzing insurance proposals to determine the risks and to evaluate the potential of the policies, negotiate terms of the contract, and ensure underwriting policy compliance. The Underwriter role is a technical position that will support existing business as well as growth initiatives for Affinity. A strong candidate will strive to be 90 days out on all renewals; document the underwriting file well; and contribute profitable production. Job Responsibilities: Drives growth, retention and profitability by utilization strategic actions to optimize a book of business Review, assess and evaluate detailed information to determine insurability of applications for new and renewal business, reinstatements and changes to existing policies Cultivates mutually beneficial internal and external relationships through effective communication and aligned business interest Prepare executive level referrals including profit and loss proforma analysis, business rationale, regulatory considerations, and proposed operational structure Proactively develop renewal strategies to maximize retention, drive organic growth and cross sell additional Affinity products Negotiates rate and/or plan design enhancements that reaches a mutually acceptable agreement or resolution that satisfies the interests of all parties Perform premium, risk and loss analysis Collaborate effectively with other departments and stakeholders within the organization to ensure seamless and efficient operations of the underwriting function Perform policy self-audits to ensure compliance with Chubb’s underwriting guidelines. Display creative problem solving and critical thinking in underwriting approach Qualifications Bachelor's degree or equivalent insurance industry experience Minimum of 5 years of experience in underwriting in the Accident & Health In-depth understanding of underwriting policies and procedures with experience in underwriting various classes of business Excellent communication skills and strong ability to work collaboratively with a wide range of stakeholders (underwriters, claims, risk management, legal, compliance, etc.) Strong ability to work in a fast-paced working environment. Strong analytical, decision-making skills, with excellent attention to detail and ability to prioritize tasks Understanding of regulatory and compliance requirements The pay range for the role is $114,000 to $194,000. The specific offer will depend on an applicant’s skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program. Chubb offers a comprehensive benefits package, more details on which can be found on our careers website . The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.

Keywords: Chubb, Danbury , Senior Underwriter, Affinity, A&H, Accounting, Auditing , Whitehouse Station, Connecticut